We're FHA Approved
BICI APPRAISALS is on the FHA Roster of approved residential appraisers. We're qualified and approved to do appraisals for FHA insured loans IN New Jersey and New York. We're trained and understand the rules and procedures in FHA's guidance and policy documents.
If you're in need of an appraisal for an FHA loan in NJ or Ny, please contact us and we'll be able to help you right away.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraiser.
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
FHA appraisal services provided in the following areas in New Jersey and New York, by Qualified FHA approved Licensed Appraisers.
Below is a partial listing of all the nj towns and counties we serve, please
feel free to call for additional information .telephone 973.949.4768
Adelphia, Allamuchy, Allendale, Allenhurst, Allentown, Allenwood, Alpine,
Andover, Annandale, Asbury, Asbury Park, Atlantic Highlands, Augusta, Avenel,
Avon By The Sea, Baptistown, Barnegat, Barnegat Light, Basking Ridge,
Bayonne, Bayville, Beach Haven, Beachwood, Bedminster, Belford, Belle Mead,
Belleville, Belmar, Belvidere, Bergenfield, Berkeley Heights, Bernardsville,
Blairstown, Blawenburg, Bloomfield, Bloomingdale, Bloomsbury, Bogota,
Boonton, Bound Brook, Bradley Beach, Branchville, Brick, Bridgewater,
Brielle, Broadway, Brookside, Budd Lake, Butler, Buttzville, Caldwell,
Califon, Carlstadt, Carteret, Cedar Grove, Cedar Knolls, Changewater,
Chatham, Chester, Clark, Clarksburg, Cliffside Park, Cliffwood, Clifton,
Clinton, Closter, Colonia, Colts Neck, Columbia, Cranbury, Cranford, Cream
Ridge, Cresskill, Dayton, Deal, Delaware, Demarest, Denville, Dover, Dumont,
Dunellen, East Brunswick, East Hanover, East Orange, East Rutherford,
Eatontown, Edgewater, Edison, Elizabeth, Elmwood Park, Emerson, Englewood,
Englewood Cliffs, Englishtown, Essex Fells, Fair Haven, Fair Lawn, Fairfield,
Fairview, Fanwood, Far Hills, Farmingdale, Flagtown, Flanders, Flemington,
Florham Park, Fords, Forked River, Fort Lee, Fort Monmouth, Franklin,
Franklin Lakes, Franklin Park, Freehold, Frenchtown, Garfield, Garwood,
Gillette, Gladstone, Glasser, Glen Gardner, Glen Ridge, Glen Rock, Glenwood,
Great Meadows, Green Village, Greendell, Hackensack, Hackettstown, Haledon,
Hamburg, Hampton, Harrington Park, Harrison, Hasbrouck Heights, Haskell,
Haworth, Hawthorne, Hazlet, Helmetta, Hewitt, Hibernia, High Bridge, Highland
Lakes, Highland Park, Highlands, Hightstown, Hillsdale, Hillside, Ho Ho Kus,
Hoboken, Holmdel, Hopatcong, Hope, Hopewell, Howell, Imlaystown, Ironia,
Irvington, Iselin, Island Heights, Jackson, Jersey City, Johnsonburg,
Keansburg, Kearny, Keasbey, Kendall Park, Kenilworth, Kenvil, Keyport,
Kingston, Lafayette, Lake Hiawatha, Lake Hopatcong, Lakehurst, Lakewood,
Lambertville, Landing, Lanoka Harbor, Lavallette, Layton, Lebanon, Ledgewood,
Leonardo, Leonia, Liberty Corner, Lincoln Park, Lincroft, Linden, Little
Falls, Little Ferry, Little Silver, Little York, Livingston, Lodi, Long
Branch, Long Valley, Lyndhurst, Lyons, Madison, Mahwah, Manahawkin,
Manasquan, Mantoloking, Manville, Maplewood, Marlboro, Martinsville, Matawan,
Maywood, Mc Afee, Mendham, Metuchen, Middlesex, Middletown, Middleville,
Midland Park, Milford, Millburn, Millington, Milltown, Mine Hill, Monmouth
Beach, Monmouth Junction, Monroe Township, Montague, Montclair, Montvale,
Montville, Moonachie, Morganville, Morris Plains, Morristown, Mount
Arlington, Mount Freedom, Mount Tabor, Mountain Lakes, Mountainside,
Navesink, Neptune, Neshanic Station, Netcong, New Brunswick, New Egypt, New
Milford, New Providence, New Vernon, Newark, Newfoundland, Newton, Normandy
Beach, North Arlington, North Bergen, North Brunswick, Northvale, Norwood,
Nutley, Oak Ridge, Oakhurst, Oakland, Ocean Gate, Ocean Grove, Oceanport,
Ogdensburg, Old Bridge, Oldwick, Oradell, Orange, Oxford, Palisades Park,
Paramus, Park Ridge, Parlin, Parsippany, Passaic, Paterson, Peapack,
Pennington, Pequannock, Perrineville, Perth Amboy, Phillipsburg, Picatinny
Arsenal, Pine Beach, Pine Brook, Piscataway, Pittstown, Plainfield,
Plainsboro, Pluckemin, Point Pleasant Beach, Pompton Lakes, Pompton Plains,
Port Monmouth, Port Murray, Port Reading, Pottersville, Princeton, Princeton
Junction, Quakertown, Rahway, Ramsey, Randolph, Raritan, Readington, Red
Bank, Ridgefield, Ridgefield Park, Ridgewood, Ringoes, Ringwood, River Edge,
Riverdale, Rochelle Park, Rockaway, Rocky Hill, Roosevelt, Roseland, Roselle,
Roselle Park, Rosemont, Rumson, Rutherford, Saddle Brook, Saddle River,
Sayreville, Schooleys Mountain, Scotch Plains, Sea Girt, Seaside Heights,
Seaside Park, Secaucus, Sergeantsville, Sewaren, Short Hills, Shrewsbury,
Skillman, Somerset, Somerville, South Amboy, South Bound Brook, South
Hackensack, South Orange, South Plainfield, South River, Sparta, Spotswood,
Spring Lake, Springfield, Stanhope, Stanton, Stewartsville, Stillwater,
Stirling, Stockholm, Stockton, Succasunna, Summit, Sussex, Swartswood,
Teaneck, Tenafly, Tennent, Teterboro, Three Bridges, Titusville, Toms River,
Totowa, Towaco, Tranquility, Trenton, Tuckerton, Union, Union City, Vauxhall,
Vernon, Verona, Vienna, Waldwick, Wallington, Wallpack Center, Wanaque,
Waretown, Warren, Washington, Wayne, West Creek, West Long Branch, West
Milford, West New York, West Orange, Westfield, Westwood, Wharton, Whippany,
Whitehouse, Whitehouse Station, Whiting, Wickatunk, Windsor, Wood Ridge,
Woodbridge, Wyckoff, Zarephath
This is list of neighborhoods on Staten Island, one of five boroughs of New York City, where Bici Appraisals provide Real Estate Appraisal Services.
Annadale · Arden Heights · Arrochar · Bay Terrace · Bloomfield · Brighton Heights · Bulls Head · Castleton · Castleton Corners · Charleston · Clifton · Concord · Dongan Hills · East Shore · Egbertville · Elm Park · Eltingville · Emerson Hill · Farm Colony · Fort Wadsworth · Fox Hills · Fresh Kills · Graniteville · Grant City · Grasmere · Great Kills · Greenridge · Grymes Hill · Heartland Village · Hoffman Island · Howland Hook · Huguenot · Isle of Meadows · Lighthouse Hill · Livingston · Manor Heights · Mariners Harbor · Meiers Corners · Mid-Island · Midland Beach · New Brighton · New Dorp · New Dorp Beach · New Springville · North Shore · Oakwood · Ocean Breeze · Pleasant Plains · Port Ivory · Port Richmond · Prall's Island · Prince's Bay · Randall Manor · Richmondtown · Richmond Valley · Rosebank · Rossville · St. George · Shooters Island · Shore Acres · Silver Lake · Snug Harbor · South Beach · South Shore · Stapleton · Stapleton Heights · Sunnyside · Swinburne Island · Todt Hill · Tompkinsville · Tottenville · Tottenville Beach · Travis · Ward Hill · Westerleigh · West New Brighton · West Shore · Willowbrook · Woodrow
Below is a list of neighborhoods in the Bronx,one of five boroughs of New York City, that are serviced by Bici Real Estate Appraisal Service.
Allerton · Baychester · Bedford Park · Belmont (Arthur Avenue) · Castle Hill · City Island · Clason Point · Concourse · Co-op City · Country Club · East Bronx · Eastchester · East Morrisania · East Tremont · Edenwald · Fieldston · Fordham · Fordham-Bedford · Harding Park · Highbridge · Hunts Point · The Hub · Kingsbridge · Kingsbridge Heights · Locust Point · Longwood · Marble Hill (Manhattan) · Melrose · Morrisania · Morris Heights · Morris Park · Mott Haven · North Bronx · North Riverdale · Norwood · Olinville · Parkchester · Pelham Bay · Pelham Gardens · Pelham Parkway · Port Morris · Riverdale · Silver Beach · Soundview · South Bronx · Spuyten Duyvil · Throgs Neck · Tremont · University Heights · Van Cortlandt Village · Van Nest · Wakefield · West Bronx · West Farms · Williamsbridge · Woodlawn
Westchester County has 6 cities, 19 towns and 23 villages that Bici Appraisals provides Real Estate Appraisal Services in.
Cities| Mount Vernon , New Rochelle , Peekskill , Rye , White Plains , Yonkers
Towns| Bedford , Cortlandt , Eastchester , Greenburgh , Harrison , Lewisboro , Mamaroneck , Mount Kisco , Mount Pleasant , New Castle , North Castle , North Salem , Ossining , Pelham , Pound Ridge , Rye , Scarsdale , Somers , Yorktown
Villages| Ardsley , Briarcliff Manor , Bronxville , Buchanan , Croton-on-Hudson , Dobbs Ferry , Elmsford , Harrison , Hastings-on-Hudson , Irvington , Larchmont , Mamaroneck , Mount Kisco , Ossining , Pelham , Pelham Manor , Pleasantville , Port Chester , Rye Brook , Scarsdale , Sleepy Hollow , Tarrytown , Tuckahoe
Communities and CDPs| Armonk , Baldwin Place , Banksville , Bedford , Bedford Hills , Bedford Village , Chappaqua , Cortlandt Manor , Crompond , Crugers , Eastchester , Eastview , Fairview , Golden's Bridge , Granite Springs , Greenville/Edgemont , Hartsdale , Hawthorne , Heritage Hills , Jefferson Valley , Katonah , Lake Mohegan , Lincolndale , Millwood , Montrose , Peach Lake , Pocantico Hills , Purchase , Salem Center , Scotts Corners , Shenorock , Shrub Oak , Somers , South Salem , Thornwood , Tompkins Corners , Valhalla , Verplanck , Vista , Waccabuc , Yorktown Heights
There are five towns in Rockland County,and nineteen incorporated villages in Rockland County, twelve of which are located at least partially in the town of Ramapo, which Bici Appraisal Services Provides Appraisal services to.
Airmont (Town of Ramapo)
Chestnut Ridge (Ramapo)
Grand View-on-Hudson (Orangetown)
Haverstraw (Haverstraw)
Hillburn (Ramapo)
Kaser (Ramapo)
Montebello (Ramapo)
New Hempstead (Ramapo)
New Square (Ramapo)
Nyack (Orangetown/Clarkstown)
Piermont (Orangetown)
Pomona (Haverstraw/Ramapo)
Sloatsburg (Ramapo)
South Nyack (Orangetown)
Spring Valley (Ramapo/Clarkstown)
Suffern (Ramapo)
Upper Nyack (Clarkstown)
Wesley Hills (Ramapo)
West Haverstraw (Haverstraw)
Rockland County has a number of unincorporated hamlets, including:
Bardonia (Town of Clarkstown)
Blauvelt (Orangetown)
Central Nyack (Clarkstown)
Congers (Clarkstown)
Garnerville (Haverstraw)
Grassy Point (Stony Point)
Hillcrest (Ramapo)
Jones Point (Stony Point)
Ladentown (Ramapo)
Monsey (Ramapo)
Mount Ivy (Haverstraw)
Nanuet (Clarkstown)
New City (Clarkstown)
Orangeburg (Orangetown)
Palisades (Orangetown)
Pearl River (Orangetown)
Sparkill (Orangetown)
Stony Point (Stony Point)
Tappan (Orangetown)
Thiells (Haverstraw)
Tomkins Cove (Stony Point)
Valley Cottage (Clarkstown)
Viola (Ramapo)
West Nyack (Clarkstown)
Upper Grandview (Orangetown)
Cities,Towns,Villages located in Orange County , New York, that are Serviced by Bici Appraisal Real Estate Services.
Cities
Middletown
Newburgh
Port Jervis
Villages
Otisville
Tuxedo Park
Unionville
Walden
Chester
Cornwall on Hudson
Florida
Goshen
Monroe
Harriman
Highland Falls
Montgomery
Kiryas Joel
Maybrook
Greenwood Lake
Warwick
Washingtonville
Woodbury
Towns
Tuxedo
Cornwall
Crawford
Deerpark
Blooming Grove
Chester
Goshen
Greenville
Wawayanda
Woodbury
Hamptonburgh
Highlands
Minisink
Monroe
Montgomery
Mount Hope
New Windsor
Newburgh
Wallkill
Warwick
Hamlets
There are many hamlets in Orange County. Some Towns may have 5 or more. A Hamlet is defined as an Unincorporated Village
Areas located in Putnam County , New York, that are Serviced by Bici Appraisal Real Estate Services.
Towns and municipalities
1 Carme
2 Kent
3 Patterson
4 Philipstown
5 Southeast
6 Putnam Valley
A
A Loan Or A Paper, A New Page, ARM, Abstract Of Title, Acceleration, Acceptance, Additional Principal Payment, Adjustable Rate Mortgage ARM, Adjustment Date, Adjustment Index, Adjustment Interval, Affidavit, After Changing The Interest Rate On An ARM How Do I Determine The New Monthly Payment, Amenity, American Society Of Home Inspectors, Amortization, Annual Mortgagor Statement, Annual Percentage Rate APR, Application, Application Fee, Appraised Value, Appraiser, Appreciation, Arbitration, Are Condominiums And 203 k Loans Subject To Upfront Mortgage Insurance Premiums, Are Funds From Government Provided Secondary Financing Arrangements Considered Toward The Three Percent Investment, Are Funds From Non Profit Secondary Financing Arrangements Considered Toward The Three Percent Investment, Are Funds Received As Disaster Assistance Acceptable To Satisfy Downpayment Requirements, Are Funds Saved Through Savings Clubs Eligible, Are Lenders Restricted From Originating FHA Loans For Their Employees, Are Loan Amounts Restricted When The Purchase Involves An Identify Of Interest, Are Termite Inspections Required On Streamline Refinance Transactions, Are There Any Exceptions That Would Allow A New FHA Insured Mortgage For Borrowers Reported In CAIVRS, Are There Classes Available For Real Estate Agents On How To Sell HUD Homes, Are There Restrictions For Subordinate Financing On Streamline Refinances, Are There Restrictions On FHA Section 203 k Loans Made To Lender Employees, Are There Special Considerations When The Transaction Involves A Lease Purchase, As Is Condition, Asking Price, Assessed Value, Assessments, Assessor, Assets, Assumable Mortgage, Assumption Clause, Automated Underwriting, Average Price B
B Loan Or B Paper, Back End Ratiodebt Ratio, Back To Back Escrow, Balance Sheet, Balloon Loan Or Mortgage, Balloon Payment, Bankruptcy, Biweekly Payment Mortgage, Borrower, Bridge Loan, Broker, Budget, Building Code, Buy Down C
C Loan Or C Paper, Callable Debt, Can A Borrower Skip A Payment When Refinancing, Can A Borrower With A Portfolio Of Rental Properties Use FHA Financing If They Have No Other FHA Loans, Can A Lender Collect Mortgage Payments In Advance, Can A Non Profit FHA Borrower Obtain A Cash Out Refinance, Can A Non Profit Who Is The Seller Of A Property Provide Gift Funds, Can A Person Get An FHA Insured Loan In The Name Of A Business, Can A Person Have More Than One FHA Loan, Can A Person Living Outside The U.S.Be A Non Occupying Co Borrower, Can A Realtor Give A Gift Of Their Commission For The Downpayment, Can A Section 203 k Loan Be Refinanced To A Different Loan Type, Can A Section 235 Loan Be Refinanced, Can An Individual Or Other Organization Provide A Second Mortgage For The Buyers Downpayment, Can An Investor Streamline An Existing FHA Insured Loan, Can Borrowers Who Do Their Own Repairs Under Section 203 k Receive Cash Reimbursement For Their Labor, Can Changes Be Made To Security Instruments After Endorsement, Can Employers Contribute Toward The Borrowers Downpayment, Can Escrow Shortages And Late Fees Be Included When Calculating A Refinance, Can FHA Clear The CAIVRS If I Have Evidence Supporting The Debt Is Paid Off, Can Funds Be Replenished When Refinancing A Recent Cash Purchase To A 203 k Loan, Can Gift Funds Be Provided From A Friend Or Other Unrelated Party, Can Gift Funds Come From The Employer, Can Gift Funds Come From The Seller Lender Or Other Interested Party, Can I Add A Non Occupant Co Borrower To A Cash Out Refinance, Can I Do AFHA Refinance If I Own The Property But Am Not Named On The Existing Loan, Can I Do An FHA Loan For A Tri Plex Or Four Plex, Can I Escrow For Work That Is Not Complete Prior To Closing, Can I Include Costs For Taxes And Insurance In The New Loan, Can I Make Corrections To The Security Instruments, Can I Make Energy Related Repairs Without Doing An EEM Mortgage, Can I Originate A Mortgage Loan For AHUD Employee, Can I Receive A Loan From A Family Member Rather Than A Gift, Can I Refinance AHECM Loan To Another HECM Loan, Can I Rent Back The Property To The Seller After Closing To Accommodate Scheduling Issues, Can I Share My FHA Connection Password With Another Employee In My Company, Can I Still Obtain AFHA Reverse Mortgage If I Lost A Home Through Divorce, Can I Streamline AGPM Mortgage To An Fixed Rate Loan, Can I Use FHA Financing To Acquire A Second Home, Can Investors Assume FHA Loans, Can Investors Use FHA Financing When Purchasing Properties From HUD, Can Lenders Process Loans For HUD Employees, Can Non Profits Participate In The Section 203 k Loan Program, Can Parents Use FHA Financing To Buy Student Housing, Can Ratios Exceed FHA Guidelines When The Transaction Involves A Storm Shelter, Can Repairs Be Included In The Loan Amount When Calculating A Refinance, Can Repairs For Energy Efficiency Be Included In A Streamline Refinance, Can The Builder Of My New Home Pay The Commission On The Sale Of My Current Residence, Can The First Payment Date Be Changed, Can The Lender Collect From The Borrower Amounts The Lender Advanced To HUD For A Required Principal Reduction, Cap, Capacity, Capital Gain, Capital Improvements, Capital Or Cash Reserves, Cash Out Refinance, Cash Reserves, Casualty Protection, Certificate Of Title, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Charge Off, Clear Title, Closing, Closing Costs, Cloud On The Title, Co Borrower, Co Signed Account, Co Signer, Collateral, Collection Account, Commission, Common Stock, Comparative Market Analysis COMPS, Compensating Factors, Condominium, Conforming Loan, Consideration, Construction Loan, Contingency, Conventional Loan, Conversion Clause, Convertible ARM, Cooperative Co Op, Cost Of Funds Index COFI, Counter Offer, Covenants, Credit, Credit Bureau, Credit Counseling, Credit Enhancement, Credit Grantor, Credit History, Credit Loss Ratio, Credit Related Expenses, Credit Related Losses, Credit Repair Companies, Credit Report, Credit Risk, Credit Score, Credit Union, Creditor, Creditworthiness D
Debt Security, Debt To Income Ratio, Debtor, Deductible, Deed, Deed In Lieu, Default, Delinquency, Deposit Earnest Money, Depreciation, Derivative, Disclosures, Discount Point, Do Appraisers Have To Consider The Prior Sales History Of A Property, Do Borrowers Have To Be U.S.Citizens To Qualify For FHA Financing, Do Discount Points Count Towards The Minimum Three Percent Downpayment, Do Documents Need To Be Redrawn To Correct The Case Number, Do FHA Appraisals Expire, Do FHA Mortgage Limits Automatically Increase After Freddie Macs Annual Mortgage Limit Adjustment, Do I Have To Count A Debt Thats Almost Paid Off, Do I Have To Count Debts And Credit For A Non Purchasing Spouse, Do I Have To Count Loans With Deferred Or Projected Payments, Do I Have To Finance The Entire Up Front Mortgage Insurance Premium, Do I Have To Underwrite The As Is Appraisal Provided On HUD Owned Property, Do I Have To Use FHA Connection To Process Cases, Do I Need A Case Number Before I Assign An Appraiser, Do I Need Both An As Is And An As Repaired Appraisal For 203 k Loans, Do I Need State Approval To Install A Manufactured Home, Do I Need To Establish The As Is Value For All Section 203 k Loans, Do I Need To Order A Termite Inspection On AHUD Owned Property, Do I Need To Retain The Builders Plans And Specifications In My Origination Binder, Do I Need To Send 203 k Change Orders To FHA For Approval, Do I Need To Use A Real Estate Broker To Buy A Home Through The Good Neighbor Next Door Program, Do I Round My Mortgage Amount Up Or Down, Do Planned Unit Developments Need To Be Pre Approved, Do Requirements For Plans And Specifications Also Apply To Master Appraisals, Do Subordinate Liens Need To Be Paid Off When Doing A Cash Out Refinance, Do Subordinate Liens Need To Be Paid Off When Doing A Regular Refinance, Do The Loan Limits Include The Upfront MIP, Do You Have Any Tools To Help Me Calculate The Maximum Mortgage Amount For A Refinance Transaction, Document Recording, Does A Borrower Have An Option To Receive Their UFMIP Refund In Cash If They Are Refinancing To A New FHA Loan, Does A Lender Have To Underwrite All Its Own Loans, Does FHA Accept Automated Employment Verifications, Does FHA Accept Properties Zoned For Commercial Use, Does FHA Accept Solar Energy Homes, Does FHA Allow A Refund Of The UFMIP If I Refinance To A Conventional Loan, Does FHA Allow Alternative Documentation If A Verification Of Employment VOE Cannot Be Obtained, Does FHA Allow An Appraisal To Be Extended If It Expires Prior To Loan Closing, Does FHA Allow Borrowers To Use Equity Resulting From A Trade Of Real Property Toward The Cash Investment, Does FHA Allow Builders To Make Advance Payments Of Homeowners Association HOA Fees, Does FHA Allow Cash Out Refinances, Does FHA Allow Dug Wells, Does FHA Allow Fee Splitting, Does FHA Allow Investor Participation In The 203 k Or Streamline K Programs, Does FHA Allow Non Occupying Co Borrowers On A Multi Unit Property, Does FHA Allow Unsecured Loans To Be Used Toward The Downpayment, Does FHA Approve The Automated Underwriting Systems For Use With TOTAL Scorecard, Does FHA Have A List Of Approved 10 Year Warranty Plans, Does FHA Have Cash Reserve Requirements, Does FHA Have Combined Loan To Value Restrictions For Subordinate Financing, Does FHA Have Special Programs To Refinance Section 235 Mortgages, Does FHA Insure Loans For Permanent Financing Of Construction Loans, Does FHA Insure Older Manufactured Homes, Does FHA Regulate The Appraisal Fee, Does FHA Require Copied Documents To Be Certified As The Original, Does FHA Require Title Insurance, Does FHA Specify The Length Of The Mortgage Term, Does HUD Allow Gifts Of Equity, Does HUDFHA Have Grant Programs Available For Home Repair, Does HUD Require Arbitration Prior To Having A Claim Paid By My 10 Year Warranty Company, Does HUD Require The Lender To Submit Case Binders That Are Processed Under The Lender Insurance Program, Does HUD Require Verification Of Earnest Money, Does HUD Still Approve Home Builders, Does New Construction Have To Comply With The Council Of American Building Officials CABO 1992 Model Energy Code MEC, Does TOTAL Scorecard Verify My Loan Data, Does The 950 LTV For Cash Out Refinances Apply To Building On Own Land Identity Of Interest And Paying Off Land Contract Transactions, Does The Appraiser Have To Go Into The Crawl Space, Down Payment, Due On Sale Clause, Duration E
EEM, Earnest Money Deposit, Earnings Per Share EPS, Easements, Edit Page Help, Eminent Domain, Encroachments, Encumbrance, Equal Credit Opportunity Act ECOA, Equity, Escape Clause, Escrow, Escrow Account, Estate, Exclusive Listing F
FA Qs, FHA, FHA Loans, FHA Wiki Page Index, FICO Score, FSBO For Sale By Owner, Fair Credit Reporting Act, Fair Housing Act, Fair Market Value, Familial Status, Fannie Mae, Fha Llc Sellers, First Mortgage, Fixed Expenses, Fixed Rate Mortgage, Fixture, Float, Flood Insurance, Forbearance, Foreclosure, Freddie Mac, Front End Ratio G
GSE, Ginnie Mae, Global Debt Facility, Good Faith Estimate, Graduated Payment Mortgages, Grantee, Grantor, Gross Income, Guaranty Fee H
HECM Reverse Mortgage, HELP, HUD, HUD 1 Statement, HVAC, Has HUD Waived The Property Flipping Rules In Hurricane Areas, Hazard Insurance, Home Equity Line Of Credit, Home Equity Loan, Home Inspection, Home Warranty, Homeowners Insurance, Homeownership Education Classes, Homestead Credit, Housing Counseling Agency, How Are Construction To Permanent Mortgages Calculated, How Are Debts Paid By Another Person Considered, How Are FHA Energy Efficient Mortgages Processed Through Automated Underwriting, How Are Judgments And Collections Considered For FHA Financing, How Are Loan To Value Ratios Determined, How Are Structural Defects Reported, How Are Subordinate Liens Handled On An FHA Reverse Mortgage, How Can A Homebuyer Get Down Payment Or Closing Cost Assistance, How Can Borrowers Avoid Predatory Lending, How Can FHA Help Me Buy A Home, How Can I Determine If A Manufactured Home Is Eligible For FHA Financing, How Can I File A Complaint About A Settlement Or Closing Issue, How Can I Obtain A List Of HUD Approved Real Estate Agents, How Can I Obtain Directions To AHUD Home, How Can I Report Errors On HUD Home Property Descriptions, How Can I Update The Sponsor Loan Correspondent Relationship In FHA Connection, How Do Delinquent Federal Debts Affect A Borrowers Eligibility For AHECM Loan, How Do I Access The Lender Assessment Sub System User Guide, How Do I Add ADE Underwriter To My Company, How Do I Analyze Income For A Sole Proprietor, How Do I Appraise Mechanical Systems That Are Weatherized Or Inoperable, How Do I Appraise Properties Secured By A Leasehold Estate, How Do I Approach Transactions Where We Know The Income Will Be Changing, How Do I Attach An Auditor To A Lender In LASS, How Do I Become A Consultant For Section 203 k, How Do I Calculate An FHA Loan For A Property Involving A Land Contract, How Do I Calculate Income For A Person In The Military, How Do I Calculate The Loan Amount For A Mortgage Under The Good Neighbor Next Door Program, How Do I Calculate The Loan Amount For A Streamline Refinance, How Do I Calculate The Loan Amount For An FHA Purchase Transaction, How Do I Calculate The Mortgage For An Energy Efficient Mortgage, How Do I Changeconvert My Lender FHA Approval Type, How Do I Check Status Of My Endorsement Request, How Do I Check The Status Of DE Preclosing Test Cases That I Submitted, How Do I Confirm Whether The Borrower Is The Person Whose Name Appears On The HUDLDP List Or GSA List Of Excluded Parties, How Do I Correct A Mortgage Insurance Certificate, How Do I Determine The As Repaired Value For Section 203 k, How Do I Determine The Start Date For Interest Collection, How Do I Determine What Stage Of Construction My Property Is In, How Do I Determine When The Annual MIP Will Be Canceled, How Do I Determine Which ADP Code To Use, How Do I Document Assets In An Investment Account, How Do I Document Assets In The Form Of Stocks And Bonds, How Do I Document Assets That Were Acquired From The Sale Of A Home, How Do I Document Employment For Non Permanent Residents, How Do I Document Income Received From A Trust, How Do I Document The 510 owner Occupancy Certification Requirement For Condominiums, How Do I Document The Value Of Personal Property Sold For Funds To Close, How Do I Establish An Escrow Account For HUD Owned Properties, How Do I Figure How Much Money The Lender Is Allowed To Require In My Escrow Account, How Do I Find An FHA Approved Lender, How Do I Find HUD Approved Nonprofit Organizations That Provide Down Payment Assistance Using Secondary Financing Programs Or Gifts, How Do I Get Access To My Lenders Quarterly Mortgagee Performance Report, How Do I Get Access To The Lender Assessment Sub System LASS, How Do I Know If A Loan Is Eligible For A Mortgage Insurance Premium Refund, How Do I Know If Funds Received From A Downpayment Assistance Provider Are Eligible, How Do I Know Whether My State Is A Low Or High Closing Cost State, How Do I Lodge A Complaint About The Condition Of A Home Not Insured By FHA, How Do I Lodge A Complaint About The Condition Of An Existing Home, How Do I Lodge A Complaint About The Condition Of My New Home Or My Builder, How Do I Obtain A Unique IPA Identifier, How Do I Obtain FHA Or HUD Information In Spanish, How Do I Participate In The Lender Insurance Program, How Do I Qualify A High Ratio Borrower On An Adjustable Rate Mortgage, How Do I Submit My Pre Closing Test Cases, How Do I Use A Bridal Registry Account For My Downpayment, How Do Lenders Document Cash Assets, How Do Lenders Document Gifts Given In The Form Of Cash, How Do You Calculate Income For Self Employed Borrowers, How Does AHUD Approved Housing Counseling Agency Get Certified To Provide FHA Reverse Mortgage Counseling, How Does A Lender Obtain HUD Approval To Originate FHA Loans Nationwide, How Does A Lender Pay Its Annual Lender Recertification Fee, How Does A Lender Submit The Monthly Delinquent Loan Report Electronically, How Does FHA Define Principal Residence, How Does HUD Define A First Time Homebuyer, How Is Net Rental Income Calculated When Analyzing Borrower Qualifying Ratios, How Is The Closing Date On An FHA Mortgage Determined, How Is The Mortgage Amount For Section 203 k Loans Calculated, How Long Are Borrowers Responsible When Selling By Assumption, How Long Do I Have To Submit My Case Binder For Endorsement, How Long Is An Area Considered A Disaster Area For Section 203 h Mortgage Insurance Purposes, How Long Is Credit Documentation Valid, How Long Must A Builder Warrant A Newly Constructed Property, How Many Copies Of The Appraisal Do I Need To Submit, How Many Inspections Are Needed For New Construction, How Many Layers Of Shingles Will FHA Allow, How May An FHA Loan Be Closed When A Borrower Is Incapable Of Executing Closing Documents, How Much Cash Can Be Received On A Refinance Without It Resulting In A Cash Out, How Much Is Counted For The Borrowers Labor When Calculating Sweat Equity, How Much Per Diem Interest Must A Lender Include On Its Good Faith Estimate Of Settlement Costs, How Will FHA Be Able To Identify The Loan As An Energy Efficient Mortgage I
If A Manufactured Home Has Been Moved Is It Still Eligible For FHA Insurance, If Another Party Assisted With The Development Of The Appraisal Must They Be Named On The Report, Indemnification, Index, Inflation, Inflation Coverage, Inquiry, Insurance, Interest, Interest Rate, Interest Rate Swap, Intermediate Term Mortgage, Is A Borrower Eligible For A New FHA Loan If The Property Shown On CAIVRS Was Sold By Assumption To Another Party, Is A Borrower Eligible For An FHA Loan If The Borrower Has Participated In Consumer Credit Counseling, Is A Borrower Eligible If He Or She Doesnt Have Any Credit History, Is A Borrower Eligible If They Have A Delinquent Federal Debt But Have A Clear CAIVRS, Is ACAIVRS Check Required For Streamline Refinances, Is A Face To Face Interview Required, Is AHUD 1 Addendum Needed For A Refinance Transaction, Is A Homeowner Contractor Agreement Needed For Section 203 k, Is A Manufactured Home Still Eligible If The HUD Labeltag Is Missing, Is A Property Eligible For FHA If It Is Located Near An Airport Or Runway, Is A Property Eligible For FHA If There Are Overhead Or High Voltage Power Lines Nearby, Is A Property Eligible If It Has Asbestos Insulation, Is A Property Held In A Trust Eligible For FHA Mortgage Insurance, Is A Property In The Accelerated Claim Program Subject To The 90 Day Flipping Rules, Is A Property Still Eligible For FHA If It Has An Encroachment, Is A Property With An Undivided Interest Eligible For FHA Financing, Is A Social Security Number Required To Obtain An FHA Loan, Is A Subordination Agreement Required If The Borrower Has An Outstanding Tax Lien, Is A Verification Of Rent Or Mortgage Required, Is An Attic Inspection Required For FHA, Is An FHA Loan With A Partial Claim Eligible For A Streamline Refinance, Is An Interest Rate Buydown Allowed On A Refinance, Is FHA Concerned About The Closing Costs Or Fees The Lender Charges The Seller, Is Housing Counseling Required For A Borrower To Obtain An FHA Mortgage, Is Income From Employment That Has Not Begun Considered Effective Income, Is Income Received From Mortgage Credit Certificates Eligible, Is It Acceptable To Get A Loan For The Downpayment, Is It Possible To Streamline Refinance A Hybrid ARM To Another Hybrid ARM, Is Public Assistance Disability Foster Care Or Other Forms Of Non Taxable Income Acceptable For Qualifying, Is Temporary Employment Considered When Calculating Income, Is The Borrowers Credit Reviewed For A Streamline Refinance, Is The Full Loan Application Required When Processing A Streamline Refinance, Is The Important Notice To Homebuyers Form Still Required, Is The Mortgage Calculation Different For Properties Using Solar Energy, Is The Title Report Required To Be Submitted In The Endorsement Binder, Is There A Minimum Distance A Borrower Must Relocate Before A Second FHA Loan Can Be Obtained, Is There A Property Flipping Exception For FHA Financing On AHUD Home Purchase, Is There An Appeal Process If The Lender Received A Proposed Termination Notice Under The Credit Watch Initiative, Is There Any Charge For A Lenders Use Of FHA Connection, Is There Information Available To Help Me Get Started Using FHA Connection J
Joint Tenancywith Rights Of Survivorship, Judgment, Jumbo Loan L
Late Payment Charges, Lease, Lease Purchase Lease Option, Left Menu, Left Menu Footer, Lender, Lender Option Commitments, Liabilities, Liability Insurance, Lien, Lien Waiver, Life Cap, Line Of Credit, Liquid Asset, Listing Agreement, Loan, Loan Acceleration, Loan Fraud, Loan Officer, Loan Origination Fee, Loan Servicer, Loan To Value LTV Ratio, Lock In, Lock In Period, Loss Mitigation M
Main, Mandatory Delivery Commitment, Margin, Market Value, Maturity, Median Price, Medium Term Notes, Merged Credit Report, Mitigation, Modification, Mortgage, Mortgage Acceleration Clause, Mortgage Backed Security MBS, Mortgage Banker, Mortgage Broker, Mortgage Insurance, Mortgage Insurance Premium MIP, Mortgage Interest Deduction, Mortgage Life And Disability Insurance, Mortgage Modification, Mortgage Note, Mortgage Qualifying Ratio, Mortgage Score, Mortgagee, Mortgagor, Multifamily Housing, Multiple Listing Service MLS, Must An FHA Lender Submit Their Annual Financial Statement Package Electronically, Must I Process A Streamline Refinance With An Appraisal If Ive Already Ordered One, Must Premium Pricing Be Disclosed To The Buyer N
National Credit Repositories, Negative Amortization, Net Income, No Cash Out Refinance, No Cost Loan, Non Conforming Loan, Nonperforming Asset, Notary Public, Note, Note Rate, Notice Of Default, Notional Principal Amount O
Offer, Original Principal Balance, Origination, Origination Fee, Owner Financing, Owners Policy, Ownership P
PITI Principal Interest Taxes And Insurance, PITI Reserves, PMI, Partial Claim, Partial Payment, Payment Cap, Payment Change Date, Payment Due Date, Perils, Personal Property, Planned Unit Development PUD, Points, Power Of Attorney, Pre Approval, Pre Foreclosure Sale, Pre Qualify, Predatory Lending, Predictive Variables, Preferred Stock, Premium, Prepayment, Prepayment Penalty, Price Range, Prime Rate, Principal, Private Mortgage Insurance, Promissory Note, Property Fixture And Non Fixture, Property Tax, Property Tax Deduction, Public Record Information, Punch List, Purchase Offer Q
Qualifying Ratios, Question, Quitclaim Deed R
REALTOR, RESPA, Radon, Rate Cap, Rate Lock, Real Estate Agent, Real Estate Mortgage Investment Conduit, Real Estate Property Tax Deduction, Real Estate Settlement Procedures Act, Real Property, Recording, Recording Fees, Refinancing, Rehabilitation Mortgage, Reinstatement Period, Remaining Balance, Remaining Term, Repayment Plan, Return On Average Common Equity, Reverse Mortgage HECM, Right Of First Refusal, Risk Based Capital, Risk Based Pricing, Risk Scoring S
SA Subordination Agreement Required If The Borrower Has An Outstanding Tax Lie, Sale Leaseback, Second Mortgage, Secondary Mortgage Market, Secured Loan, Security, Seller Take Back, Serious Delinquency, Servicer, Servicing, Setback, Settlement, Settlement Statement, Special Forbearance, Stockholders Equity, Streamline, Stripped MBSSMBS, Sub Prime Loan, Subordinate, Survey, Sweat Equity T
Terms, Third Party Origination, Title, Title 1, Title Company, Title Defect, Title Insurance, Title Search, Transfer Agent, Transfer Of Ownership, Transfer Taxes, Treasury Index, Trustee, Truth In Lending, Two Step Mortgage U
Underwriting, Up Front Charges V
VA Department Of Veterans Affairs, VA Mortgage, Variable Expenses, Variance, Vested W
Walk Through, Warranty Deed, What Amount Do I Use For A Revolving Account With No Payment Showing On The Credit Report, What Appraisal Form Do I Use, What Are FHA Requirements For Escrow Accounts For Energy Efficient Mortgages, What Are FHA Requirements For Septic And Sewer Systems, What Are FHA Rules For Termite Treatment, What Are FH As Flood Insurance Requirements, What Are FH As Guidelines For Appraising Unique Properties, What Are FH As Policies Regarding Credit History, What Are FH As Requirements For Soil Treatment For Termites On New Construction, What Are My Options For Satisfying Repair Requirements On The Appraisal, What Are My Responsibilities As A Lender Under The Equal Credit Opportunity Act, What Are My Responsibilities As A Lender Under The Fair Credit Reporting Act, What Are Potential Conflicts Of Interest For An FHA Lender, What Are Quality Control Plan Requirements For FHA Lenders, What Are The Allowable Closing Costs That Can Be Charged On An FHA Loan, What Are The Allowable Debt To Income Ratios For An FHA Loan, What Are The Allowable FHA Preservation And Protection Fees, What Are The Allowable Fees A Lender Can Charge To Transfer A Case Number To Another Lender, What Are The Appraisal Guidelines For Basements And Foundations, What Are The Appraisal Guidelines For Manufactured Housing, What Are The Appraisal Procedures For Identifying Soil Contamination, What Are The Appraisal Requirements On The Foreclosure Of An FHA Reverse Mortgage, What Are The Basic Eligibility Requirements For FHA Financing, What Are The Criteria For A Streamline Refinance From A 1 Year ARM To A Hybrid ARM, What Are The Criteria For A Streamline Refinance From A Fixed Rate Mortgage To A Hybrid ARM, What Are The Criteria For A Streamline Refinance From A Hybrid ARM To A Fixed Rate Mortgage, What Are The Criteria For A Streamline Refinance From A One Year ARM To A Fixed Rate Mortgage, What Are The Criteria For A Streamline Refinance From An ARM To Another ARM Loan, What Are The Disclosure Requirements On An FHA Adjustable Rate Mortgage, What Are The Fidelity Bond Requirements For FHA Lenders, What Are The General Acceptability Criteria For Properties To Be Insured With FHA Loans, What Are The Guidelines For Borrowers With A Previous Mortgage Foreclosure, What Are The Guidelines For Co Borrowers And Co Signers, What Are The Guidelines For Combining Disaster And Rehabilitation Mortgage Insurance, What Are The Guidelines For HUD Imposed Administrative Sanctions And Penalties, What Are The Guidelines For Inspecting Properties For Lead Based Paint, What Are The Guidelines For Refinancing An FHA Reverse Mortgage, What Are The Guidelines For The FHA Construction Permanent Program, What Are The Guidelines For Use Of Disaster Relief Programs For Condominiums, What Are The Home Office Facility Requirements For FHA Lender Approval, What Are The Interest Rate Caps On FHA Adjustable Rate Mortgages, What Are The Lead Based Paint Requirements On An FHA Reverse Mortgage, What Are The Licensing Requirements For FHA Lender Approval, What Are The Net Worth And Liquidity Requirements For FHA Lender Approval, What Are The Occupancy Requirements For AHECM, What Are The Penalties For The Early Sale Of A Next Door Property, What Are The Permanent Foundation Requirements For Manufactured Housing, What Are The Pre Closing Test Case Requirements For Section 203 k Rehabilitation Mortgages, What Are The Procedures For Lead Paint Elimination In HUD Homes, What Are The Procedures For Submitting A Case For Endorsement Beyond The Initial 60 Day Timeframe, What Are The Recertification Requirements For Housing Counselors, What Are The Record Keeping Requirements For HUD Approved Non Profits, What Are The Reporting Requirements For Entities Or Agencies Purchasing HUD Homes At A Discount, What Are The Reporting Requirements For Non Profits Utilizing FHA Financing, What Are The Requirements For A Fire Fighter Or Emergency Medical Technician To Purchase Under The Good Neighbor Next Door Program, What Are The Requirements For Checking The LDP And GSA Lists, What Are The Requirements For Employees Of FHA Lenders, What Are The Requirements For Lender Satellite Offices, What Are The Requirements To Become An Approved 10 Year Warranty Plan Issuer, What Are The Requirements When Using An FHA Rehabilitation Mortgage To Purchase AHUD Home, What Are The Roof Requirements For FHA Financing, What Are The Title Insurance Requirements On An FHA Reverse Mortgage, What Are The Title Search Requirements On HUD Home Purchases, What Are The Underwriting Guidelines For AHECM Mortgage, What Are The Underwriting Guidelines For FHA Mortgages, What Are The Underwriting Guidelines For Qualifying A Non Profit Borrower, What Are The Underwriting Guidelines For The Energy Efficient Mortgage Program, What Are The Underwriting Guidelines For The Growing Equity Mortgage Program, What Are The Underwriting Guidelines For The Miscellaneous Housing Mortgage Program, What Are The Up Front Mortgage Insurance Requirements On An FHA Reverse Mortgage, What Charges From The Payoff Can Be Included When Calculating A Rateterm Or Streamline Refinance, What Closing Costs Will HUD Pay On The Sale Of AHUD Home, What Costs Can Be Included In An Energy Efficient Mortgage, What Costs Can Be Paid Through Premium Pricing, What Counties Are Considered Military Impact Areas And Qualify For Mortgage Insurance Under The FHA Section 238 c Military Impact Program, What Debts Are Not Considered In The Qualifying Ratios, What Details Should I Know About Section 203 k Consultant Fees, What Disaster Relief Is Available For A Homeowner That Does Not Have AFHA Mortgage, What Disaster Relief Is Available For A Homeowner With An FHA Mortgage, What Disaster Relief Is Available For Public Housing Tenants, What Discounts Are Available On The Purchase Of HUD Homes, What Do I Do If I Am Locked Out Of FHA Connection, What Do I Do If I Find Mold In My Home, What Documentation Is Required To Verify Employment And Income For Loans Underwritten By Automated Systems, What Documents Is The Co Signer Required To Sign, What Documents Must Be Submitted In AHEC Mreverse Mortgage Case Binder, What Happens If A Lender Purchases A Loan That Was Not Insured, What Happens If A Lender Receives A File Back With A Notice Of Return, What Happens If I Discover Something Unexpected On The Title Report, What Happens To Funds Remaining In A Buy Down Account When Processing AFHA To FHA Refinance, What Is AHUD Revitalization Area, What Is An Address Mismatch On A New Case Number Assignment, What Is Considered Secondary Financing On An FHA Mortgage, What Is Considered When Determining Funds For Closing, What Is Required To Verify Assets In A Bank Account, What Is The American Dream Down Payment Initiative, What Is The Difference Between Annual MIP Thats Collected Monthly And Monthly MIP, What Is The FHA Mortgage Limit In My Area, What Is The Good Faith Estimate, What Is The Housing Voucher Homeownership Program, What Is The Maximum Mortgage Calculation For A No Cash Out Refinance Transaction, What Is The Maximum Mortgage Calculation For Purchase Transactions, What Is The Minimum Downpayment Requirement For FHA, What Is The Policy Regarding Nonprofit Entities Paying Off Debts For The Borrower, What Must Be Considered When Doing A Credit Qualifying Streamline Refinance, What Rate Do Borrowers Qualify At When Using An ARM Loan, What Seller Contributions Are Considered Inducements To Purchase, What Training Opportunities Are Available For HUD Approved Housing Counseling Agencies, When Can Borrowers Be Deleted From The Loan When Doing A Streamline Refinance, When Can Interest Rate Adjustments Be Made On FHA Adjustable Rate Mortgages, When Doing A Streamline Refinance Can A Payment Increase If The Term Of The Mortgage Is Shortened, When Is The Anti Churning Disclosure Required, When Is The Maximum Claim Amount For HECM Loans Determined, When Should Case Numbers Be Canceled, Where Can A Consumer Obtain Information About Adjustable Rate Mortgages AR Ms, Where Can A Lender Obtain The Annual Verification Form Online, Where Can I Find A List Of All Case Number Prefixes And Their Corresponding Jurisdictions, Where Can I Find Documentation Requirements For HECM Loans, Where Can I Find FH As Policy On Gift Funds, Where Can I Find Free Housing Counseling Services, Where Can I Find Information About A Lenders Responsibility Under RESPA, Where Can I Find Mortgage And Note Forms For My State, Where Can I Find Policy Governing Rent Credit, Where Can I Find The Guidelines Regarding Gift Funds, Where Can I Find The Instructions To Submit Cases For FHA Mortgage Insurance, Where Can I Obtain A List Of FHA Origination Forms, Where Can I Obtain FHA Forms And Publications, Where Can I Order Case Binders, Where Do I Submit My Files For Insurance Endorsement, Who Gets The MIP Refund If A Home Is Sold By Assumption, Who Is Eligible For An FHA Reverse Mortgage, Who Is Eligible For Participation In The FHA Hawaiian Homelands Program, Who Is Responsible For Indemnification When A Loan With An Existing Agreement Is Streamline Refinanced, Who Must Be Screened Through CAIVRS, Who Should I Contact If I Need My FHA Connection Password Reset, Who Signs The Identity Of Interest Certifications For 203 k, Why Was My FHA Connection User ID Request Rejected, Why Would A Lender Be Required To Make A Principal Reduction To The Loan Amount, Will FHA Allow A Streamline Refinance Of A Loan By An Investor, Will FHA Insure A Loan If It Became Delinquent Prior To Being Able To Submit It For Endorsement Z
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